Dental health is an essential part of your well-being. Scheduled visits to the dentist ensure healthy teeth and prevent the onset of serious gum conditions. However, dental office visits can get expensive, with bills going up to hundreds or thousands of dollars. This is where the importance of dental insurance comes in. So, if you are thinking about getting dental insurance but don’t know where to start, we’ve got you. 

What is dental insurance?
Before we talk about the top dental insurance plans, let’s understand what dental insurance is. Like any other insurance, dental insurance covers the cost of most dental treatments.

Top five dental insurance plans
If you are in the market looking for dental insurance plans, this article will help you select one, depending on your needs. Here’s a round of the top dental insurance plans:

Guardian Direct’s Diamond plan
Guardian Direct’s Diamond plan is one of our top picks when it comes to the top dental insurance plans. It offers almost 50 percent of the major work coverage on preventive, basic, and major dental works and covers the cost of implants and orthodontic treatments.

Delta Dental PPO plan
Delta Dental, one of the largest providers of dental benefits, covers more than 150,000 dentists across the country. The PPO (preferred provider) plan allows you to get access to dental care without making a dent in your wallet. Once you opt for this plan, you can access your preferred dental office and pay a percentage of the fee. Delta Dental will take care of the remaining amount.

Humana Dental Loyalty Plus
This is an excellent plan to save on out-of-pocket dental expenses. You can choose any dental office, whether network or non-network, and get coverage on preventive services. There is no waiting period, and the coverage is a one-time deductible. 

Cigna Dental 1500
Cigna is a global health company that offers one of the top five dental insurance plans. The Cigna Dental 1500 plan covers preventive and diagnostic care. It offers $0 for in-network preventive services and routine dental check-ups every six months. It has a low average monthly premium and offers great lifetime benefits for all kinds of major and minor dental work. To access the benefits of this plan, you don’t need referrals and can access more than ninety thousand dentists in the country. 

Ameritas Hollywood Smile Premier
Ameritas dates back to the 19 th century. It has offered dental insurance since the 1950s, and Hollywood Smile Premier is one of its most beneficial plans. The acceptance is automatic if you meet the general eligibility requirements. This PPO plan covers most dental care services, including examinations, cleaning, crowns, and dentures. 

With this, you can choose the plan most suitable for enjoying great dental and overall health. Just take into account the waiting period, coverage, and monthly premiums.